Specialist income insurance brokers
WHAT IS INCOME INSURANCE AND DO YOU NEED IT?
Protecting professionals in times of need.
Could you support your family if you were injured and needed to take several months off work? Income protection insurance, also known as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time.
How do you know if you need income protection insurance? Income protection insurance replaces the income lost through your inability to work due to injury or sickness. It is an important consideration for anyone who relies on an income. It is especially suitable for self-employed people, small business owners or professionals whose business relies heavily on their ability to work. In other words, almost every professional benefits from this kind of insurance. Some businesses might offer it as part of an employer’s salary package, but it’s worth investigating the specifics of that policy before deciding whether to take out your own policy instead.
Don’t Risk It! Talk To PIB For Income Peace Of Mind
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What Income Protection Cover Do You Need?
Each income protection policy has its own definition of disability and range of benefits. Income protection usually offers cover for up to 75 per cent of your gross wages for a maximum time period (e.g. 2 years or to age 60). However, if you have specific needs, then you should consider talking to a broker, such as Professional Insurance Brokers. We understand that people like to have options on policies, and we’re keen to get to know you so that we can help you find the policy that is right for you. Contact us today to start the conversation.
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Professional Insurance Brokers is part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.
Professional Insurance Brokers is a leading specialist in custom, tailored insurance policies for individuals and business. Through our subsidiaries, including Unicorn Risk Services, we also have extensive experience in brokering insurance policies for the massive range of community and not-for-profit organisations that operate throughout Australia.